I’m a firm believer in the flexibility of your expenses. I’m not suggesting that you don’t take in your credit card and pay it off. It’s just that the more you spend, the harder it is to pay it off.
That is not the case in real life. I know I pay for my credit card on a regular basis. I don’t spend $4,000 a month on clothes. I pay for my car insurance and gasoline each month. I rarely use my debit card at all. If I were to pay for all of this stuff myself, I could easily have a credit card with a balance of $1,000,000.00.
The more you spend, the less you have to spend every month. You may think you have to pay for everything, but you really dont. You can pay for a monthly $1,000.00 check for groceries, a down payment for a house, your cell phone bill, but then you also have to pay for your car. If you pay for all of these things, you would have 1,000,000.
It’s all a matter of priorities. If you have a credit card with a $10,000 balance, you should probably only use it for the things that you can pay for with it. If you can use it to pay for the house, you should probably only use it for the things that you can pay for with it. If you can use it to pay for the cell phone bill, you should probably only use it for the things that you can pay for with it.
It is important to remember that you can’t pay for everything. If you can’t pay for a new vehicle, you’ll have to buy a new car. If you cannot pay for a new house, you’ll have to buy a new house. If you can’t pay for a cell phone, you’ll have to pay for it.
If you cant pay for your car, youll have to pay for it. If you cant pay for everything, youll have to pay for everything. If you cant pay for everything, youll have to pay for everything.
In fact, it is important to pay for everything because you wont get everything for free. The last item in the list above is only for necessities. You would have to pay for a house that you cannot move into. If you cant pay for a car, youll have to pay for it. If you cant pay for everything, youll have to pay for everything.
The list above is only for necessities. Things that we think are necessities, but are really luxuries or frivolous purchases. If you cant pay for everything, youll have to pay for everything. If you cant pay for everything, youll have to pay for everything.
It’s not exactly a list of what you need to pay for, but it helps you to understand the relative value of different categories of items.
In our case, we have more money than we think we do. The problem is that we only have so much. Each day, we have to save up for a fixed amount of money and then find a way to pay the mortgage, utilities, car payment, and other expenses that we have to pay for daily.